1. Introduction
Term Loans US LLC, a Wyoming limited liability company, doing business as ("d/b/a") LendNest ("LendNest", "we", "us", or "our"), is committed to protecting the privacy of individuals who visit our website and submit loan inquiry forms. This Privacy Policy explains what information we collect, how we use and share it, and your rights regarding that information.
By using lendnest.us, you agree to the collection and use of information as described in this policy.
2. Information We Collect
When you complete our loan inquiry form, we collect: full name, email address, phone number, business name and type, business start date, business industry, business ZIP code, average monthly revenue, desired funding amount, funding purpose, estimated personal credit score, and time needed for funding.
We also automatically collect: IP address, browser type, device type, pages visited, time spent on site, referring URL, and cookie identifiers.
3. How We Use Your Information
We use the information we collect to: match your inquiry with appropriate lending partners, deliver your information to lenders who may contact you, communicate with you about our services, improve our website, comply with applicable laws, and detect and prevent fraud.
4. How We Share Your Information
LendNest is a referral and matching marketplace that connects business owners with third-party funding partners. When you submit a loan inquiry, your information may be shared with one or more third-party funding partners. By submitting the form, you expressly authorize us to share your information with these partners.
We may also share with: service providers, analytics providers, legal authorities when required by law, and successors in the event of a business merger or sale.
Mobile phone numbers and SMS/text-messaging consent are never shared with or sold to third parties or affiliates for marketing or promotional purposes. This information is used solely by LendNest to send text messages you have requested.
SMS / Text Messaging
If you check the SMS opt-in box on our inquiry form, you may receive transactional text messages from LendNest about your funding inquiry (for example, to confirm receipt, request additional information, or follow up on your application status). SMS consent is optional and is not a condition of submitting an inquiry or receiving any service. Message frequency varies. Message and data rates may apply. Reply STOP to opt out at any time. Reply HELP for help.
5. Cookies and Tracking Technologies
We use session cookies, persistent cookies, analytics cookies, and marketing cookies. You can control cookies through your browser settings. Disabling certain cookies may affect site functionality.
6. Data Retention
We retain your personal information for up to 36 months. You may request deletion of your data at any time by contacting us at info@lendnest.us.
7. Data Security
We use 256-bit SSL/TLS encryption to protect data in transit. While we implement reasonable safeguards, no method of transmission over the internet is 100% secure.
8. Your Privacy Rights — CCPA / State Laws
California residents and residents of other states with privacy laws have the right to: know what personal information we collect, request deletion, request correction, opt out of the sale of personal data, and receive non-discriminatory treatment for exercising these rights.
To exercise your rights, contact: info@lendnest.us.
9. Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors.
10. Changes to This Policy
We may update this Privacy Policy from time to time. Continued use of our site after changes constitutes acceptance of the revised policy.
11. Contact Us
LendNest | Email: info@lendnest.us | Website: lendnest.us
