Landscaping Business Loans & Funding
Equipment, crews, and materials cost money before the season pays off — and winter can be lean. Get matched with lenders who understand landscaping. Free to apply, no hard credit pull.
Start your match
Takes about 2 minutes. No hard credit pull.
BUSINESS LOAN
What type of business do you own?
Term Loans US LLC, doing business as LendNest, connects business owners with funding partners and is not a lender. LendNest does not make loans or credit decisions and does not provide financial services directly. All funding offers, terms, rates, and approvals are determined solely by independent third-party funding partners. Approval is not guaranteed.
Funding built for a seasonal business
Landscaping cash flow surges in spring and summer and dries up in the off-season, while equipment payments and overhead don't pause. Funding helps you gear up for the busy months and bridge the slow ones.
What landscaping businesses use funding for
- Buying or repairing mowers, trucks, and trailers
- Materials for a big job upfront
- Hiring and paying crews at the start of the season
- Covering overhead through winter
- Expanding into snow removal or new services
Options that fit landscaping
- Equipment financing for mowers, trucks, and trailers
- Working capital to cover seasonal payroll and materials
- Merchant cash advance or revenue-based funding against your busy-season receipts
What lenders look at
- Revenue during your operating season
- Time in business
- Deposit history — lenders understand seasonality and weigh your active-season pattern
Startup and bad-credit landscaping funding
Just starting a lawn care or landscaping business, or working with lower credit? Equipment financing for mowers, trucks, and trailers uses the gear as collateral, and revenue-based options approve on your busy-season deposits rather than your score. Lenders familiar with the trade weigh your active-season revenue, not your slow winter.
Why do thousands of businesses trust LendNest?
Security
Instead of sharing information with multiple lenders, fill out one simple, secure form in 60 seconds or less.
Savings
We'll match you with up to five lenders from our network of our network of lenders who will compete for your business.
Support
A dedicated funding specialist will walk you through your options and help you choose the best offer.
Frequently Asked Questions
See what you may qualify for
Compare offers from our network of lenders. No hard credit pull.
BUSINESS LOAN
What type of business do you own?
Term Loans US LLC, doing business as LendNest, connects business owners with funding partners and is not a lender. LendNest does not make loans or credit decisions and does not provide financial services directly. All funding offers, terms, rates, and approvals are determined solely by independent third-party funding partners. Approval is not guaranteed.
Related funding options
Finance equipment, machinery, and vehicles using the equipment itself as collateral. Easier approval, preserve cash. Compare offers, no hard credit pull.
Working capital loans cover payroll, inventory, and day-to-day costs. Compare offers from our network of lenders with no hard credit pull.
Funding for trucking companies and owner-operators — working capital, equipment, and cash-flow help. Compare lenders with no hard credit pull.
LendNest is a matching service, not a lender. Approval, amount, rates, and terms vary by partner and are not guaranteed.
