Medical & Dental Practice Loans

Funding built for practice cash flow

Practices often wait 30–90 days on insurance reimbursements while overhead runs every day. Funding bridges that gap and lets you invest in equipment or growth without stalling operations.

What practices use funding for

• Buying or upgrading equipment (chairs, imaging, lab gear)
• Building out or renovating a new location
• Bridging insurance reimbursement delays
• Covering payroll and supplies
• Acquiring or buying into a practice

Options that fit healthcare

• Equipment financing for high-cost machines
• Working capital lines to smooth reimbursement timing
• Term loans for buildouts and acquisitions — established practices often qualify for larger amounts and better terms

What lenders look at

• Practice revenue and collections
• Time in operation
• Provider credit and credentials — healthcare borrowers often have strong profiles, opening up more competitive offers

Dental practice startup loans, including lower credit

Dental and medical startups are fundable even before they're profitable: equipment financing covers chairs, imaging, and lab gear using the asset as collateral, and lenders weigh provider credentials and projected collections. Buying into or acquiring a practice is common too. Lower personal credit is less of a barrier when the equipment secures the deal or collections are strong.