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Compare business loan offers from our network of lenders in minutes — free, no hard credit pull.
Find the right term loan rate for you
Need capital for growth or a large purchase? We bring the lenders to you so you can shop and compare term loan offers in minutes. Get fixed rates, predictable payments, and funding up to $5M.
Learn more about Term LoansFind the right term loan rate for you
Need capital for growth or a large purchase? We bring the lenders to you so you can shop and compare term loan offers in minutes. Get fixed rates, predictable payments, and funding up to $5M.
Start your free application
Takes about 2 minutes. No hard credit pull, no obligation — compare offers from competing lenders.
BUSINESS LOAN
What type of business do you own?
Term Loans US LLC, doing business as LendNest, connects business owners with funding partners and is not a lender. LendNest does not make loans or credit decisions and does not provide financial services directly. All funding offers, terms, rates, and approvals are determined solely by independent third-party funding partners. Approval is not guaranteed.
Why do thousands of businesses trust LendNest?
Security
Instead of sharing information with multiple lenders, fill out one simple, secure form in 60 seconds or less.
Savings
We'll match you with up to five lenders from our network of our network of lenders who will compete for your business.
Support
A dedicated funding specialist will walk you through your options and help you choose the best offer.
Our Network
Featured rates on our network
Term Loans
Amounts as low as
$5K – $5M
6 – 60 months · APR From 6%
Lines of Credit
Amounts as low as
$1K – $250K
Revolving · APR From 8%
SBA Loans
Amounts as low as
$50K – $5M
10 – 25 years · APR From 5.5%
Equipment Financing
Amounts as low as
$5K – $2M
12 – 72 months · APR From 7%
Working Capital
Amounts as low as
$5K – $500K
3 – 18 months · APR From 10%
Revenue-Based
Amounts as low as
$10K – $1M
3 – 24 months · APR Factor 1.1+
Rates above may change at lender discretion and may not be available at the time of application.
Business Loans
What does LendNest do?
LendNest is a marketplace, built to save your business money — we are not a lender; we help you compare funding from our network. Our marketplace connects you with our network of lenders who compete for your business, so you can shop and compare offers in minutes.
Term Loans
$5K – $5M with fixed terms
Lines of Credit
Flexible revolving credit
SBA Loans
Government-backed, low rates
Equipment Financing
Fund machinery & tech
Working Capital
Cover day-to-day expenses
Revenue-Based
Repay from daily revenue
Who we help
By Industry
Owner-operator and fleet funding — working capital, equipment, factoring.
Funding for restaurants, bars, and cafés — working capital and equipment.
Contractor funding — materials, payroll, equipment, slow-pay bridging.
Lifts, diagnostic gear, parts inventory, and slow-season cash flow.
Equipment, buildouts, and bridging insurance reimbursements.
Buildouts, product inventory, and slow-season cash flow.
Inventory, seasonal buildup, and storefront expansion.
Inventory, ad spend, and scaling — no collateral needed.
Equipment, crews, materials, and seasonal cash flow.
Payroll and bridging net-30/60 commercial invoices.
Equipment, buildouts, and membership cash flow.
By Funding Type
Lower scores? Many partners weigh revenue and cash flow first.
Same-day decisions, funding in as little as 24 hours.
Cash now, repaid as a percentage of daily sales.
Cover payroll, inventory, and day-to-day operations.
Draw what you need; only pay interest on what you use.
Machines and vehicles secured by the equipment itself.
Turn unpaid invoices into cash now, not in 30–90 days.
Funding based on revenue — no collateral required.
Payments flex up and down with your sales.
Lump sum with fixed payments and a clear payoff date.
Low rates and long terms — compare faster alternatives too.