Licenses & Disclosures

    LendNest — Effective Date: June 11, 2026

    Marketplace Disclosure

    LendNest is a free online marketplace operated by Term Loans US LLC, a Wyoming limited liability company, doing business as ("d/b/a") LendNest ("LendNest", "we", "us", or "our"). We are not a lender, broker, or financial advisor. We do not make credit decisions or extend credit. Our platform connects businesses with third-party lending partners.

    Some lending partners displayed on our website may compensate us for referrals. This compensation may influence which partners we display and the order in which they appear.

    Rate and APR Disclosure

    Rates, APR ranges, loan amounts, and terms displayed on lendnest.us are for illustrative purposes only. They are NOT guaranteed offers.

    Example APR ranges:

    • Term Loans 6%–99% APR
    • Lines of Credit 8%–60% APR
    • SBA Loans 5.5%–11% APR
    • Equipment Financing 7%–35% APR
    • Working Capital / MCA: factor rates from 1.1x–1.5x

    Rates above may change at lender discretion and may not be available at the time of application.

    No Guarantee of Approval

    Submitting an inquiry does not guarantee that you will receive a loan offer. All credit and lending decisions are made solely by individual lenders. NOT ALL APPLICANTS WILL QUALIFY.

    FTC Advertising Compliance

    LendNest complies with FTC guidelines on endorsements and advertising disclosures (16 C.F.R. Part 255). Testimonials reflect individual experiences and are not representative of typical results.

    We may receive compensation when users submit inquiries that result in lending partnerships. This does not affect the cost of any loan to you.

    State-Specific Disclosures

    Availability of certain loan products may vary by state. Not all lenders in our network operate in all states. Please confirm with individual lenders regarding state availability.

    Credit Inquiry Disclosure

    Submitting an inquiry on lendnest.us may result in a soft credit pull for pre-qualification purposes. A soft pull does NOT affect your credit score. However, formal applications with individual lenders may result in hard credit inquiries which CAN impact your score.

    How LendNest Is Compensated

    LendNest is free to use. We are compensated by lending partners when a user is matched and referred. This compensation does not increase the cost of any loan product to you.

    Contact

    LendNest | Email: info@lendnest.us | Website: lendnest.us

    © 2026 Term Loans US LLC (d/b/a LendNest). All rights reserved.

    See your loan matches

    2 min · No hard credit pull